For all

A project manager is excited to finally have a job offer after months of looking; but when she reviews the benefits package she discovers there’s no employer coverage for dependents’ premiums. After talking to a benefits manager, she finds herself steered towards a high-deductible, health-savings style plan. The people officer at a two hundred-person tech company shares the news that their health provider is raising the rates by twenty percent. Unwilling to bear the costs, they are switching back to their previous provider, one employees reported was near impossible to use because the network was too small and every claim was preemptively denied. A coffee shop has made a point of providing health benefits to their staff, retaining many of the same people for years. But rates are now so high they must either cut benefits or lay some people off. Collectively, the staff decides to preserve everyone’s job and accept a stipend they can either use towards buying a plan on the state…