A brief moment of relaxation, with a classic seasonal beer

Just a quick post to round off October, a month that has seen its usual share of contrasting moments, and I’m not talking here about the weather. In case anyone has been wondering what I’ve been up to, it’s mainly boring stuff, although some of it is quite important, especially sorting out my various pension pots, ahead of my forthcoming retirement.The latter is looking like the beginning of March, next year, although that’s provisional at the moment. One thing what has definitely come to light is the absolute maze of confusing schemes, offered by a much too wide range of different pension providers, and fund managers. It’s a far cry from the old days when people, by and large, stayed with same company, or organisation, slowly navigating their way, up through the ranks, before stepping down gracefully, and picking up a generous “Final Salary” pension at the end of it all. Unfortunately, those days are long gone, as most employers can’t afford the costs associated with “Defined…