Will AI agents like Muse mean the end of personal finance?

Bankers get short thrift in post-apocalyptic storytelling. As our heroes sit around a wasteland campfire – burning dollar bills for warmth and one-upping each other with reminiscences about air travel and chicken nuggets and being able to breathe without a respirator – no-one ever says: “Oh, and let’s remember the bankers. How I miss those guys!” I mean, perhaps the bankers brought it on themselves? Either way, we might soon discover how much we miss banks as we know them, if the latest AI-will-eat-your-hamster scare stories come true. That’s because ever since the launch of Meta’s Muse AI agent a few weeks ago, people have been fretting about what will happen if when everyone has their own personal life-optimiser. Picture a 24/7 digital slave working tirelessly to get you the best deals for your money, and freeing up more time for you to loaf on the sofa scrolling through cat videos. It’ll be like having your own Robo Martin Lewis! Only instead of “dead or alive you’re coming with…