Am I at fault?

I'm 29, so am I having a quarter life crisis? Or am I too old for that? I know I'm not alone in my thoughts and worries but damn, do they feel isolating sometimes. There will be weeks when I don't think much about my future but then get hit with all the anxieties like a freight truck one day and have it stay with me for weeks after. Right now I'm trying to process me and my partner's decision to not have kids until we're in a somewhat decent spot financially. Being young and dumb made us reckless with money and long story short, we're paying off large amounts of debt. I'm not even done with my degree so that's gonna be another huge pain in the ass for me in the future. No, we're not waiting for our finances to be perfect before we try to be parents. However, with how shit the economy is, I don't even know if I'll be able to do anything with my accounting degree when I finish in the next 2.5 years. By then I'll be 32. My feelings get tangled up when I think about how old I'll be by the…