There is little doubt in my mind that AI coding models have fundamentally changed the nature of software development in 2026. But is the SaaS-pocalypse real? I think it kinda is, for some businesses. A history lesson from an elder developer I think it’s worth reflecting on what the original premise for Software-as-a-Service actually was. Back in the late 90’s/early-2000’s software was extremely difficult and expensive to produce. Businesses were ordering software for their staff from Microsoft in giant boxes of CDs and manuals, or consultants would fly in to install their database system on the machines in the server room, or you’d have custom software solutions developed by software houses, specifically tailored to your business. In 1998, I was one of those consultants. On one memorable occasion I flew over from Ireland to London with a CD of custom software for calculating bond yield curves in my jacket pocket. I arrived at Barings Bank by 9am only to discover they had a terminal…
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