Yash has been out this week for his trip to Europe, so I’ve been by myself and mostly filled that time with work and games. Personal With all the free time this week I decided to sort out the discrepancies in my budgeting software and made some rather upsetting discoveries. The egregious one was me having flubbed my SIP changes last month, which meant I hadn’t actually ramped up my investments and was just blindly counting money as invested which was still sitting in my savings account. Thank you, ICICI Direct for a definitely-not-confusing UI. The other one was mostly just annoying, but was caused by a very subtle interaction within Actual Budget that I wasn’t aware of. To make a long story short; when using enveloped budgeting and overspending a category, even if you add money back in the next month to zero it out, Actual will continue seeing it as overspent until you explicitly roll over the overspent month into the next one where you reimbursed it. I had a very confused 3 days…
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