This is Joseph.One of the recent questions that we have had to deal as a society is the way that housing price appreciation has concentrated wealth in older cohorts. This is not a small point as programs like social security are getting more expensive as the population ages and part of the rationale has always been anti-poverty. But the worst type of proposal is often been seen in Canada. Where you reform the mechanisms to hurt the generation that has not benefited from housing appreciation. Patrick Boyle addresses this generational problem in this video. I think that the same issue is more generally an issue across a lot of countries trying to balance generational issues. I admit, as Gen X, I am just assuming now that the systems I was hoping to be used will be trashed by the time I get there. Which is unfortunate. And it isn't a Canada-only problem:At some point there probably needs to be a hard conversation about some of these decisions as the pressure mounts.
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