American Debt Collection

Collection of Small Claims in the United States The law concerns itself with the collection of debts but it doesn’t do a good job. In the United States, the only debts that are self-executing are those related to child support and debts owed to the government. By self-executing I mean those debts which a judge can order enforcement without the need for the creditor to engage in further litigation in order to satisfy, that is, pay the judgment. For child support and tax debts, once a judge determines that a debt is due and owing, the debtor can be arrested and incarcerated if he doesn’t pay. In all other cases, the debtor must engage in further litigation to get paid, unless the debtor graciously agrees to pay. We all know that rarely happens, since if it did happen there wouldn’t have been a need to sue him in the first place. There are those cases where it is not clear who is owed the debt, such as in those fun cars of yesteryear when mortgage notes were bought and sold by entities…