The two cows of fintech

by Teodor Kreczmar-Schuldorf The world of Fintech is such an incredibly dynamic place it is really hard for even a dedicated Fintech influencer to keep up. Let alone normal mortals working in bank IT departments, who can only stand in awe as AI, blockchain and crypto people solve key financial problems over and over again. Fortunately, you have two cows. Fintech conglomerate — You have two cows, you stop feeding them to improve cash flow and make sales work harder selling the milk they no longer produce. Gen AI — You sell your two cows and pay consultants to ask ChatGPT to imagine what a cow looks like and Claude to create a finger painting of what ChatGPT imagined. Enterprise Blockchain – you have a male goat and a ram and you use them to try to breed cows. Crypto — you create a story about two digital cows and sell their digital milk tokens (that can only be drunk by virtual people in the metaverse) for millions of dollars. Bank Innovation Lab — You hire two cows that spend all…